As any contractor will know whenever there is construction in progress there is risk of loss or damage. The responsibility for the damage will rest with either the contractor or employer dependant on contractual terms.
It is essential therefore to put in place a contractors all risks policy that will then protect either party against claims of this nature.
Key features of a contactors all risks policy are :
- Cover for damage to permanent and temporary works and free issue materials, whilst on site and whilst in transit to and from site.
- Cover for owned and hired in plant and equipment
- Cover for the maintenance or defects liability period
- Joint names cover
- Debris removal
Extensions to standard cover are available such as :
21.2.1 cover – non negligent liability insurance for adjoining properties.
So for any information on the above or should you wish to receive a quotation please contact our team or complete the brief enquiry form below :